Automatic overdraft protection is ending soon

New federal rules on credit cards are hitting this summer. Banks will no longer be able to automatically let customers withdraw more money than have in their checking accounts (for a nice fee) when they use their debit cards. Overdraft coverage will still be an option, but consumers have to sign-up for it. Banks will be busy sending out letters explaining the virtues of overdraft protection, but non-responses are treated as no’s under the new rules.

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